Kathy Jones' Blog

Posted on 04/26/2020
Asset-Backed Security Basics
Image by Gino Crescoli from Pixabay The common understanding of an asset-based debt is a loan meant to be repaid with interest, over time, and backed by a physical asset such as a building or a car. The asset serves as collateral that can be claimed by the lender in case of borrower default. An Asset-Based Security (ABS),...
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Posted on 04/24/2020
Video Tour - 21504 Welby Terrace, Broadlands, VA 20148
This town home is looking for new owners, current owners have started packing! Begin your tour by entering the main level foyer with access to the powder room, coat closet, garage and recreation room. One car garage with door opener and work bench (which conveys). Relax in the rec room featuring built-in bookcases on each side of the gas log fireplace. While in the rec room, watching your favorite show, you can do the laundry, washer and dryer located in laundry closet, or step outside and enjoy the back yard and view of the treed common area. The second level offers living room/dining room combination as well as an open kitchen with...
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Posted on 04/24/2020
21504 Welby Terrace, Broadlands, VA 20148 is now new to the market!
This town home is looking for new owners, current owners have started packing! Begin your tour by entering the main level foyer with access to the powder room, coat closet, garage and recreation room. One car garage with door opener and work bench (which conveys). Relax in the rec room featuring built-in bookcases on each side of the gas log fireplace. While in the rec room, watching your favorite show, you can do the laundry, washer and dryer located in laundry closet, or step outside and enjoy the back yard and view of the treed common area. The second level offers living room/dining room combination as well as an open kitchen with...
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Posted on 04/19/2020
5 Mortgage Options to Consider
Image by StockSnap from Pixabay One of the most important factors of the home buying experience is the mortgage loan you undertake. With at least eight different types, there are five that are the most common. The following types of mortgage loans are the ones held by most homeowners in the United States. 1. Conventional Mortgage A conventional...
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Posted on 04/12/2020
Should You Rent from a Property Manager or Property Owner?
Image by Peggy und Marco Lachmann-Anke from Pixabay When inquiring about renting a home or condominium, you may not immediately be aware if the property is being self-managed by the owner or by a property manager or management firm that the owner has hired. There are some benefits and downsides to each. You should first ask who and...
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Posted on 04/09/2020
2014 Swans Neck Way, Reston, VA 20191 now has a new price of $649,000!
Surrounded by nature, just relax and enjoy water views from the living room, bedroom and rec room. Now is the time for you to be thinking about boating on Lake Thoreau or exploring all the nature trails. Just think of the relaxing days ahead with family and friends. After a day on the lake entertain on the deck or gather round in the back yard for cook outs. In the evenings after work what a pleasure to step out on the deck and enjoy the serene views. This three level 2 bedroom, 2. 5 bath town home is tucked away in the cul de sac on Swans Neck Way in the Walden Cluster. Great location near shopping, restaurants, entertainment, major...
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Posted on 04/05/2020
Ingredients of a Successful Real Estate Search
If you've set a goal of buying your first home within the next year, there are several things you can begin doing now to set the stage for a positive experience. While it pays to familiarize yourself with everything from your credit score to mortgage options, choosing a good real estate agent will prove to be an invaluable advantage...
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Posted on 03/29/2020
Property Insurance vs. Homeowners Insurance
Photo by Steve Buissinne via Pixabay Often used interchangeably, the terms “property insurance” and “homeowners’ insurance” sometimes confuse new homebuyers. Homeowners’ insurance is a specialized form of property insurance. By “property” the insurance industry means anything that you own. Under that category come homeowners’ insurance and even renters’ insurance. These products cover single-family houses, condominiums and a renter’s...
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Posted on 03/22/2020
The USA's Luxurious Neighborhoods
Image by skeeze from Pixabay When looking for a luxury home, you can look for the most expensive neighborhood in the United States, or you can choose a luxury neighborhood in the part of the country you want to live in. Before you move to a different state, be sure you'll like the part of the country you...
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Posted on 03/15/2020
The Easy Way to Remove Old Caulk & Replace It
Image by bidvine from Pixabay If you have a bath or shower that required caulking, chances are that caulk has seen better days. It's soft, so abrasive cleaners wear away at it. This may cause gaps or ragged holes that trap residue. And even if it's all in one piece, mildew and grime will likely stain it over...
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Posted on 03/08/2020
Smart Home Gadgets: Inexpensive Fixes to Lower Your Bills
Photo by Halfpoint via Shutterstock When it comes to conserving energy, homeowners wanting to go green often spare no expense. Here are a few ways to upgrade your home without lightening your wallet. Smart Thermostat A powerful method to control your power use while saving money on your air conditioning bills in the summer and heating bills each...
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